Home-care physical therapy occurs when a physical therapist comes to your home to provide rehabilitation services. This type of service is reserved for patients who are unable to leave the house to attend PT. This can occur for a variety of reasons, including:
- Your condition is acute or severe and leaving the home presents a health risk
- Your functional mobility is limited and you cannot travel to therapy
- You lack adequate transportation or access to transportation to get to your physical therapy
- You simply desire a private PT session in your home
Most physical therapy services in the United States are covered by insurance, and certain rules apply to home-care physical therapy to be covered by your insurance carrier.
For most insurance plans, physical therapy in your home will be a covered service if you are able to demonstrate significant barriers to you leaving the house. These barriers may be due to your injury or illness or due to your inability to travel.
If you choose to have PT at home just because it is convenient for you, your insurance company may not cover the service and you will have to pay for the therapy yourself.